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Wise Financial Cambodia

Wise Financial Cambodia

Debt-to-Income Ratio Calculator — printed

Debt-to-Income (DTI) Ratio

See what percentage of your monthly income goes toward debt payments — and how much room you have to take on a new loan.

Your Current DTI
KHR
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Monthly Debt Payments
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Your DTI Result
Debt-to-Income Ratio
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0% 36% 43% 100%
Total Debt Payments
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Monthly Income
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Available for Spending
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Housing Share of Income
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Loan Capacity Analysis
%
Most Cambodian lenders prefer ≤40%. International lenders often use 36–43%.
Ongoing Monthly Obligations
Enter your current commitments that would continue if you took a new loan.
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How Much Can I Borrow?
Maximum New Monthly Payment
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DTI Max in $
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Current Obligations
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Available for Spending
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DTI Cap Used
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Income Breakdown
How Much Can I Loan?
Understanding Your DTI Ratio

Your DTI ratio shows what percentage of your monthly income goes toward debt payments. Lenders use this to assess your ability to take on new loans.

DTI Range Status What It Means
0% – 36% ✓ Healthy Good position for new loans. Most lenders prefer this range.
36% – 43% ⚠ Caution Some lenders may still approve, but options are limited.
Over 43% ✕ High Risk Most lenders will decline. Focus on paying down existing debt.
💡 Tip: Adjust your monthly debt payments or income above to see how your DTI changes in real time.
Click Print / Save as PDF to export results.