Wise Financial Cambodia

Financial Education Tools

Investment Evaluation

Did your land or property investment beat inflation? Enter the purchase price, year bought, and current value to find out.

📐 Approximate tool: Years are calculated by subtracting the purchase year from the current year — no exact dates. Results are a useful guide but should be treated as rough estimates, especially for short holding periods.
Currency:
Investment Details
$
Years from now = ≈ rounded to whole years
$
%
Cambodia avg. ≈ 2–5%/yr
Investment Rating
Good Investment
Your asset is growing faster than inflation.
Gain / Loss
Years Held
rounded to whole years
CAGR (per year)
Compound annual growth rate
Inflation Rate
Average per year
CAGR vs Inflation
Positive = beating inflation
Simple Avg (per year)
Overstates growth (no compounding)
Why We Use CAGR, Not Simple Average
Method Formula Accounts for
Compounding?
Overstates
Growth?
Simple Average
(Gain ÷ Years) ÷ Cost
✗ No ✗ Yes
CAGR
(End ÷ Start)^(1/n) − 1
✓ Yes ✓ No
CAGR is the preferred measure because it reflects the true compounding effect of holding an asset over time. Simple average inflates the apparent annual return, especially over longer periods.
Rating Scale
✅ Good Investment CAGR is more than 1% above inflation — you are meaningfully growing purchasing power.
⚠️ Average Investment CAGR is within ±1% of inflation — roughly keeping pace with rising prices, but not growing real value.
❌ Bad Investment CAGR is more than 1% below inflation — your purchasing power is shrinking.