Two questions in one place: how much will you have saved by the time you retire, and will it last for the rest of your life?
Currency:1 USD =KHR
1While You Are Still Working
years
years
$
$
% / yr
Savings when you retire—
2After You Retire
years
$
% / yr
Your monthly spending grows at this rate, so later years cost more.
% / yr
Your Two Fixed Deposits
Your retirement savings are split evenly between the two. Change the amounts if you plan differently.
$
% / yr
$
% / yr
% / yr
If you take money out early, the bank usually drops you to an ordinary savings rate.
✅
Your savings last
—
Savings at Retirement
—
—
You Put In
—
your own money
Bank Interest
—
earned while saving
You Take Out
—
across retirement
Left at the End
—
—
Your Money Over a Lifetime
The line rises while you are saving, then falls once you retire and start spending.
Year-by-Year Detail
How This Works
While you are working — each month the bank adds interest to your balance, then you add your saving on top. Small amounts add up over many years.
After you retire — you stop adding money and start taking it out. Your spending grows every year because prices rise.
One savings pot — all your money sits in one account earning interest, and you withdraw what you need each month.
Two fixed deposits — you live on the interest for as long as it covers your spending. Only when it falls short do you break into the first deposit, and the bank then pays you a lower rate on it.
⚠️ This is an estimate, not a promise. Interest rates and prices change. Review your plan every year rather than trusting one number.
